I have a confession to make.
You know how I decided to participate in Don't go Over in October so I could save money?? Well...I'm participating, and so far it looks like I'm doing really well on paper, (except for that $15 H&M slip up) but, there's a reason for that.
You see, I've found a way to skirt the rules. I'm not proud of it (well, only a little) but I promised to be honest about how the challenge was going, so here it is.
I've still been buying stuff...only for the past week I've either been using cash (which doesn't get recorded in Mint.com) OR I've been using gift cards. It's amazing how many gift cards I actually had lying around the house!
Target
Blockbuster
NY & Co
Visa
iTunes
With the exception of Target, they were all giftcards that I completely forgot about until I rifled through my wallet.
I think what I'm doing is okay because I'm not spending the money I budgeted for. But then again, it also means that I'm not doing anything to fight my overwhelming urge to purchase items I (probably) don't need.
I think it's the weather. Yes! Let's blame the weather. It's gloomy and cold, which makes me want to do indoor things and shopping is close to the funnest indoor thing to do of all indoor things in the universe.
3 comments:
I think that's okay because I feel like the whole point of a budget is be aware of where you're money's going, and when it's a gift card, it's not technically your money :)
Fully agreeing with Molly on this one.
Great way of getting around it haha
Gift cards (and coupons) are the best. Along with all the stuff I get at Target from gift cards, the Mexican place down the street keeps giving out coupons for free burritos, so I almost never have to pay for anything when I go there.
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